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Q:Are my pipes covered?
A:Accidental damage to underground pipes, drains and cables (including their inspection covers) serving the buildings are covered under buildings insurance. Exclusions apply when the damage is caused by depreciation, wear and tear, atmospheric, climatic or weather conditions, any gradually operating cause, faulty workmanship, defective design or the use of defective materials. In addition there is no cover for maintenance, routine redecoration or the cost of clearing blockages from pipes and drains if there is no damage to the pipe or drain itself. See buildings section of sample policy.