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Q:What is optional contents accidental damage cover?
A:Our standard contents insurance provides accidental damage cover to specific items in your home such as TV's, DVD, audio and video equipment (but not portable items such as laptops), and breakage of glass in furniture, mirrors and ceramic in hobs. However if you want to protect your contents against other types of accidental damage e.g. spilling paint on your carpet or furniture or dropping an ornament you will need to add this optional cover to your policy.