What is optional buildings accidental damage cover?

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What is optional buildings accidental damage cover?

A:

Our standard buildings insurance provides accidental damage cover to underground drains, pipes and cables and accidental breakage to fixed glass and sanitary fittings. However if you want to protect your buildings against other types of accidental damage e.g. damage caused by putting your foot
through the ceiling while in the loft or DIY accidents such as drilling through a pipe or cable you will need to add this optional cover to your policy.

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