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Q:What is Protected No Claim Discount Scheme?
A:If you are entitled to a No Claim Discount of 70% or more, and there has not been more than one claim in the last three years, you may qualify for our Protected Discount Scheme. In return for an extra premium this guarantees a discount of at least 70% at the next renewal date provided that there have been no more than two claims in the preceding three years including claims with a previous insurer. (Three claims will result in the Protected Discount Scheme being withdrawn at renewal, four or more claims will also result in the reduction of no claim discount following our normal stepback rules).